Property is an inherently emotional asset class. Homes are where we live, grow families, and create memories. Even in investment contexts, buyers often form attachments to a property’s aesthetic, location, or perceived prestige. But when the goal is wealth creation, not home ownership, emotion is often the enemy of good decision-making. The most successful property…
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Investing in property is all about securing your financial freedom. Like most journeys in life, there are lots of different means of getting to where you would like to be, and many pitfalls along the way, but the more you know, the more prepared you will be and the better the choices you can make.…
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Have you noticed how people have stopped talking about house prices and started talking about interest rates? That’s hardly surprising given the high percentage of Kiwis paying interest on a mortgage or loan of some description. The value of our houses increasing makes us feel wealthier but doesn’t have any direct impact on our cashflow.…
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In the year to September inflation hit 4.9%, the highest in a decade, and mortgage rates have risen rapidly. As a property investor it is natural to be concerned about the impact on property prices and yields…and ask is the property party over? Inflation While the inflation rate has startled some investors, the real question…
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More investors are cashing out of residential properties – and some intend to put their money into commercial buildings, recent data and commentary suggests. An October Tony Alexander Portfolio Investment Survey shows of 1753 respondents, a net 19 percent intend to reduce their residential property investments over the next year. A net 2 percent intend to buy commercial property,…
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We recently hosted a webinar session between Erskine Owen Director Lisa Phillips and Landfall Director David Skilling to discuss the impact on the NZ property market of: The global supply chain crisis NZ’s comparatively slow emergence from COVID Rising interest rates International bench-marking of NZ property prices About David Skilling David is the Founding Director…
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Interest deductibility is now ruled out for existing properties… we think (it’s still not completely clear), and will not be ruled out for new builds….probably, which is causing investors to think, “should I invest in new builds or existing properties in New Zealand?” Before the announcement about eliminating interest deductibility for investment properties people typically…
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The NZ Government has decided they would rather pass a housing package through the eye of a loophole than confront the obvious supply side constraints in the housing market. But this camel has more than one hump and the unintended consequences of their policies are likely to hurt the people the package is designed to help. How…
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Property is Slow – And that’s the Secret Sauce
I recently explained to one of my teenagers that I am from the TV watching era where if our favourite sitcom finished with a ‘cliffhanger’, we had to wait a whole week till the next episode. He turned to look at me like I had ‘rocks in my head’. All he knows, is a 4…
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