What is Thin Capitalisation and does it affect me?

May 28, 2014

For both companies and private investors, debt is commonly used as a tool for tax management when operating in more than one tax jurisdiction.     In the case of New Zealand, the Thin Capitalisation rule was introduced in 1996 as a part of the Income Tax Act, with the purpose of limiting the scope…

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The Importance of Keeping Your Finance Current

October 18, 2010

You’ve got your finance pre-approved – but that’s not a complete certainty the bank will lend you the money. The bank still needs to give you an unconditional offer once you have a specific property you wish to purchase. The last thing you want is finance to become a point of stress or uncertainty when…

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Negative Gearing Explained

October 18, 2010

In Short It goes like this – say your rental income off a property for a year was $40k, and the expenses such as interest and rates and repairs and maintenance were $60k. That would mean there would be a $20k loss on the property. We’ll also assume you earn $150k before tax each year.…

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