Lifting the bonnet on the property markets current stability

April 23, 2018

What were we thinking! My last update was just after the election with a summary of what I thought the impact on the property market would be from the new Labour government.  Now we are 4 months in we thought it about time we did a review…and then of course look forward again. Our overall…

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The 3 key barriers to property investment

February 1, 2018

Are you wanting to invest in property but just haven’t been able to make it happen? Does this sound like you?… You spend hours trawling or Trademe, you call agents, you go and look at properties and maybe you have even made offers and been to auctions. But you are frustrated because it still…

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When Will The Dam Burst?

May 22, 2017

In property, as in all forms of investment, it’s important to have a long-term view and bear in mind lessons from the cycles we’ve been through before. The voices of alarm we’re hearing from some pundits now, takes me back to 2011. Then, we were four years into the life of Erskine + Owen and…

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What is a “wholesale investor”?

March 14, 2017

Because our residential syndicated property offer has some unique features, to subscribe to the offer you will need to qualify as a “wholesale investor”. Wholesale investor is a term used in the Financial Markets Conduct Act 2013, to describe a person (or business) with a good understanding of different investment vehicles and how they work.…

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Will it be champagne on tap – or soggy oats?

February 24, 2017

Alan Henderson of Erskine + Owen answers the tough questions about retirement As I write this, it’s Saturday morning. I’m watching my son swim; I’ve just dropped my other son at cross fit. I’m negotiating to not have to drop my daughter at gym, but I know in an hour or so I’ll be picking…

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40% deposit requirement, what’s the impact… and what are your options?

December 7, 2016

Should investors be scared off by the Reserve Bank’s increasingly hands-on approach to the property market? Not necessarily, as there are upsides – it creates a safety valve against potential overheating, and gives rise to some innovative investment vehicles. As investors, we Kiwis are used to a relatively unregulated property market. We’re renowned for favouring…

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Market Commentary April 2016

April 14, 2016

The last month – Highlights on key market indicators Interest Rates: The RBNZ cut the OCR by 25bps last month – down to 2.25%. It cited slowing global growth and declining inflation expectations. We may see an even lower OCR. What does this mean? Interest rates are unlikely to tank any time soon. Net Migration:…

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Is the Auckland market changing gears?

December 21, 2015

During the month of October, several regions around the country reached new record median prices, while at the same time, Auckland stopped to take a breather. While the volume of property sales was up 4% from October last year, they fell 19% compared to September. While Auckland may look to have stopped in its tracks,…

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Financial Stability Report Nov 2014 – What was in it for Property Investors?

December 11, 2014

Update – New Rule: Interest Rate rise for 5 or more rentals Some of you will be aware that the RBNZ has been looking at introducing new capital requirements which would essentially make a new asset class and would mean banks would have to have more capital for lending to what it considers “professional property…

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Trusts and property investments – What you should know

August 5, 2014

In New Zealand, commonly used legal structures for holding investment properties include personal name, trusts, and look-through companies. Each have their own benefits and drawbacks, and their usage will vary depending on the user’s circumstances. This article provides background information on the Look-through Company, and the benefits and drawbacks associated with using this legal structure…

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