Finance & mortgage brokering
Why choose Erskine + Owen to arrange your finance?
Yes we can can go to most of the major banks like most mortgage brokers. Yes we are efficient at getting an approval through.
But we think finance is much more than getting an approval for you and then moving on to the next client. We think it is important to look at the wider picture with you when applying for a mortgage - how does it impact your daily cashflow, what is the best type of interest rate for you (fixed or floating), should you take an interest only loan or should you pay off principle, what would the cashflow look like if you got sick and what can be done to protect against that scenario, what size deposit should you put in, how can you create a buffer in the case you lose your job and you are out of work for a few months?
Unlike most mortgage brokers Erskine + Owen are uniquely qualified to answer these questions. Alan Henderson is a PriceWaterhouseCoopers trained Chartered Accountant and an Authorised Financial Advisor with a background in property tax and accounting. His experience and qualifications allow him to develop for you a personalised view of what your cashflows will look like with your new mortage, and he is legally able to give you personalised advice.
We work with the ASB, BNZ, Westpac, NBNZ, ANZ, Soverign and more.