Same old same old… new Reserve Bank rules change nothing

Published on Monday, July 6th, 2015

The Reserve Bank (RBNZ) recently proposed a 70% LVR restriction for investors in the Auckland property market. While it was tempting to jump straight out of the gates with a comment, we thought it would be more useful to wait for the RBNZ’s discussion document and provide a deeper analysis of their announcement. In this […]

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OCR Commentary – June 2014

Published on Friday, June 20th, 2014

On Thursday 12 June, the Reserve Bank of New Zealand (RBNZ) lifted the Official Cash Rate (OCR) by 25 basis points to 3.25% as anticipated. What will be the impact of this increase? What will be the impact? Floating Mortgage Rate – Floating mortgage rates will increase, with lenders likely to follow ANZ’s lead and […]

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Property and Investor Migrants

Published on Monday, April 7th, 2014

Migrants who wish to move to New Zealand can do so via a number of options, such as bringing essential skills to New Zealand, or investing in the New Zealand economy. For potential migrants who wish to use investment as a vehicle for gaining residence in New Zealand, there are two Migrant Investment categories. Investor […]

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What you must know about investing in New Zealand from overseas

Published on Tuesday, March 18th, 2014

You are not a New Zealand resident and you are considering investing in New Zealand property. Does your investment need to be approved by the New Zealand Government’s Overseas Investment Office? Here are some facts you should know in order to avoid potential legal issues associated with your investment in New Zealand. Overview Your property […]

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The Importance of Keeping Your Finance Current

Published on Monday, October 18th, 2010

You’ve got your finance pre-approved – but that’s not a complete certainty the bank will lend you the money. The bank still needs to give you an unconditional offer once you have a specific property you wish to purchase. The last thing you want is finance to become a point of stress or uncertainty when […]

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Completing a Sale & Purchase Agreement in New Zealand

Published on Monday, October 18th, 2010

Completing an agreement for sale and purchase of real estate (ASP) may be the most important commercial contract you ever sign. It will usually involve hundreds of thousands of dollars. So having a good understanding of the agreement is key to getting it right. This article is designed to give you an overview of what […]

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Overview of Property Transaction Process in NZ

Published on Monday, October 18th, 2010

The process of buying a property in New Zealand is not complicated, but it is involved. There are a number of steps and it’s important to know what happens and when so you can be confident and get it right. the purpose of this article is to give you an overview of the steps of […]

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Negative Gearing Explained

Published on Monday, October 18th, 2010

In Short It goes like this – say your rental income off a property for a year was $40k, and the expenses such as interest and rates and repairs and maintenance were $60k. That would mean there would be a $20k loss on the property. We’ll also assume you earn $150k before tax each year. […]

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