Housing – and the cost of it – is one of New Zealand’s hottest political issues.

Published on Friday, June 23rd, 2017

Housing – and the cost of it – is one of New Zealand’s hottest political issues. Despite the hyperbole, the fundamentals are sound and it remains one of the best long-term investments according to Alan Henderson, Director of property investment experts Erskine + Owen. As a property investment expert, as well as an experienced residential […]

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When Will The Dam Burst?

Published on Monday, May 22nd, 2017

In property, as in all forms of investment, it’s important to have a long-term view and bear in mind lessons from the cycles we’ve been through before. The voices of alarm we’re hearing from some pundits now, takes me back to 2011. Then, we were four years into the life of Erskine + Owen and […]

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What is a “wholesale investor”?

Published on Tuesday, March 14th, 2017

Because our residential syndicated property offer has some unique features, to subscribe to the offer you will need to qualify as a “wholesale investor”. Wholesale investor is a term used in the Financial Markets Conduct Act 2013, to describe a person (or business) with a good understanding of different investment vehicles and how they work. […]

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Will it be champagne on tap – or soggy oats?

Published on Friday, February 24th, 2017

Alan Henderson of Erskine + Owen answers the tough questions about retirement As I write this, it’s Saturday morning. I’m watching my son swim; I’ve just dropped my other son at cross fit. I’m negotiating to not have to drop my daughter at gym, but I know in an hour or so I’ll be picking […]

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40% deposit requirement, what’s the impact… and what are your options?

Published on Wednesday, December 7th, 2016

Should investors be scared off by the Reserve Bank’s increasingly hands-on approach to the property market? Not necessarily, as there are upsides – it creates a safety valve against potential overheating, and gives rise to some innovative investment vehicles. As investors, we Kiwis are used to a relatively unregulated property market. We’re renowned for favouring […]

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Market Commentary April 2016

Published on Thursday, April 14th, 2016

The last month – Highlights on key market indicators Interest Rates: The RBNZ cut the OCR by 25bps last month – down to 2.25%. It cited slowing global growth and declining inflation expectations. We may see an even lower OCR. What does this mean? Interest rates are unlikely to tank any time soon. Net Migration: […]

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Is the Auckland market changing gears?

Published on Monday, December 21st, 2015

During the month of October, several regions around the country reached new record median prices, while at the same time, Auckland stopped to take a breather. While the volume of property sales was up 4% from October last year, they fell 19% compared to September. While Auckland may look to have stopped in its tracks, […]

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FINANCIAL REVIEW Auckland house prices are up 20pc, or unchanged if you are Chinese

Published on Monday, August 24th, 2015

Auckland home prices are up more than 20 per cent in the past year. If you’re a buyer from China or the US, they’re not. The slump in New Zealand’s currency has made properties in the country’s largest city a bargain for foreigners, creating a headache for central bank Governor Graeme Wheeler, who has been […]

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Same old same old… new Reserve Bank rules change nothing

Published on Monday, July 6th, 2015

The Reserve Bank (RBNZ) recently proposed a 70% LVR restriction for investors in the Auckland property market. While it was tempting to jump straight out of the gates with a comment, we thought it would be more useful to wait for the RBNZ’s discussion document and provide a deeper analysis of their announcement. In this […]

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Financial Stability Report Nov 2014 – What was in it for Property Investors?

Published on Thursday, December 11th, 2014

Update – New Rule: Interest Rate rise for 5 or more rentals Some of you will be aware that the RBNZ has been looking at introducing new capital requirements which would essentially make a new asset class and would mean banks would have to have more capital for lending to what it considers “professional property […]

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